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Troubleshooting Common Payments Error Messages

1. Error Code 15: General Credit Card Decline

This is a generic decline from the cardholder's bank. To find the specific reason, run the Financial Dashboard > Credit Card Declines Report.

  • Cause: Insufficient Funds / General Decline
  • Solution: Ask the customer for a different form of payment.

 

  • Cause: Expired Card
  • Solution: Delete the existing card information completely, then re-add the card with the updated details.

2. Error Code 5: ACH Decline

  • Cause: This error typically occurs when you re-attempt an ACH payment that has previously failed without first correcting the account information.
  • Solution: Review your ACH Returns report to identify the original problem. Correct the customer's banking details before trying the payment again.

3. Error: "Account number must be an integer"

  • Cause: The account number was entered with leading zeros (e.g., 00123).
  • Solution: Remove any zeros from the beginning of the account number and re-enter it.

Note: This only applies to the account number, not the routing number.

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